5. Federal national mortgage association HomeReady: Minimum credit history 620

5. Federal national mortgage association HomeReady: Minimum credit history 620 Fannie mae and you can Freddie Mac, brand new agencies that administer most of the antique money on the You.S., fees loan-top rates improvements, otherwise LLPAs. Loan-to-well worth (LTV): LTV is the ratio between the loan amount and you can household worth Credit score Such …

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